Last Updated: June 2026 Effective for: news.quickhomeloan.in (Editorial Subdomain) Governing Law: Republic of India
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These Terms and Conditions apply exclusively to news.quickhomeloan.in. Separate terms apply to the main platform at quickhomeloan.in. Both domains are owned and operated by Quick Home Loan, India.
- Nature of This Platform
news.quickhomeloan.in is a free educational and editorial content platform. All articles, guides, financial news, CIBIL tips, home loan comparisons, market updates, and personal finance content published here are for general informational and educational purposes only.
This platform is NOT a bank, NBFC, housing finance company, SEBI-registered investment advisor, IRDAI-registered insurance advisor, loan aggregator, or Direct Selling Agent (DSA).
By using this platform, you acknowledge that:
- Content published here does not constitute personalised financial, investment, tax, or legal advice
- Loan eligibility, interest rates, EMI amounts, and bank policies are decided solely by individual lenders and may change at any time without notice
- You will consult a qualified financial advisor, chartered accountant, or licensed banker before making any home loan or financial decision
Important Disclaimer: Quick Home Loan, its authors including CA Praphul Purohit, editors, and operators are not responsible for any financial loss, loan rejection, or adverse outcome resulting from actions taken based on content published on this platform.
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To register an account on news.quickhomeloan.in, you must:
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- Not create an account for the purpose of impersonation, spam, fraud, or any illegal activity
By registering, you agree to:
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- Notify us immediately through our Contact page if you suspect any unauthorised access to your account
We reserve the right to suspend or permanently terminate accounts that violate these terms, without prior notice.
- Content Accuracy and Editorial Disclaimer
Our editorial team and author CA Praphul Purohit strive to publish accurate, well-researched, and up-to-date content. However, we make no warranties regarding the accuracy, completeness, or current validity of any content on this platform.
Specifically:
- Interest rates mentioned in articles are indicative at the time of writing and are subject to change by lenders without notice
- Government scheme details such as PMAY and credit-linked subsidies may change based on budget announcements
- RBI policy information reflects conditions at the time of writing and may become outdated
- Bank comparison data is based on publicly available information and may not reflect current offers
- Tax benefit examples under Section 80C, 24B, and 80EEA are general illustrations — consult a Chartered Accountant for your specific situation
- EMI calculations and eligibility estimates given in articles are for illustration only and are not guaranteed
Always verify all financial information directly with your bank, lender, or a qualified financial professional before signing any loan agreement or making a financial commitment.
- Intellectual Property
All original content on news.quickhomeloan.in — including articles, guides, infographics, financial explainers, poll questions, newsletter content, logos, and design elements — is the intellectual property of Quick Home Loan and is protected under Indian copyright laws.
You MAY:
- Share links to our articles on social media, WhatsApp, email, or other platforms
- Quote up to 50 words from any article with clear attribution and a backlink to the original article URL
- Use our content for personal, non-commercial educational reference
You MAY NOT:
- Reproduce, copy, or republish any article in full without prior written permission from Quick Home Loan
- Publish our content on other websites, apps, YouTube channels, or social media pages without a licensing agreement
- Use our content for commercial purposes, paid courses, monetised newsletters, or paid consulting
- Scrape, mirror, or automatically harvest content from this website using bots or crawlers
- Remove author attribution, copyright notices, or Quick Home Loan branding from any content
- Translate and republish our content in any language without written permission
For content licensing, syndication, or reprint permissions, contact us through our Contact page.
- Comment and Community Guidelines
Registered users may post comments on articles. By posting a comment you agree to the following:
Comments MUST be:
- Relevant to the article topic such as home loans, CIBIL, personal finance, EMI, or real estate in India
- Respectful, constructive, and helpful to fellow readers
- Written in English or Hindi
- Based on your genuine personal experience or knowledge
Comments MUST NOT:
- Promote unregistered lenders, loan sharks, or fraudulent financial schemes
- Contain personal financial data such as account numbers, OTPs, Aadhaar, or PAN
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- Impersonate banks, RBI, government bodies, CA Praphul Purohit, or other users
- Spread financial misinformation or unverified loan offers
We reserve the right to moderate, edit, or permanently remove any comment that violates these guidelines without prior notice. Repeated violations may result in account suspension or permanent ban.
- Newsletter Terms
By subscribing to the Quick Home Loan newsletter via news.quickhomeloan.in, you agree that:
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- Email open rates and click rates are tracked in aggregate to improve content relevance
- We send a maximum of 2 to 3 emails per week
- Third-Party Links and Advertisements
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We display advertisements through Google AdSense and may feature sponsored content from financial brands. The presence of any advertisement does not constitute an endorsement of the advertised product, lender, or financial service. All sponsored content is clearly labelled as Sponsored or Paid Partnership.
Our editorial opinions and article recommendations are independent of our advertising relationships. We do not receive referral fees or commissions from any bank or lender for directing readers to apply for loans.
- Limitation of Liability
To the fullest extent permitted by Indian law, Quick Home Loan, news.quickhomeloan.in, its authors, editors, and operators are not liable for:
- Financial loss, loan rejection, or EMI default arising from reliance on our articles or guides
- Inaccuracies in interest rate data, bank policies, or government scheme information at the time of reading
- Decisions made based on our editorial content without independent verification from a qualified professional
- Technical issues, website downtime, data loss, or service interruptions on our platform
- Content posted by users in comments that is inaccurate, harmful, or misleading
- Actions taken by third-party advertisers or linked external websites
- Prohibited Uses
You must not use news.quickhomeloan.in for any of the following:
- Spreading financial misinformation, fraudulent loan offers, or pyramid scheme promotions
- Phishing or impersonating banks, lenders, government bodies, RBI officials, or Quick Home Loan staff
- Automated scraping, crawling, or data harvesting of our articles or user data
- Attempting to hack, disrupt, or gain unauthorised access to our platform or user accounts
- Creating fake accounts, posting fake reviews, or manipulating our poll or voting results
- Any activity that violates the Indian Information Technology Act 2000 or related rules and regulations
- Difference Between This Subdomain and the Main Domain
news.quickhomeloan.in is a subdomain of quickhomeloan.in, the main Quick Home Loan platform. Both are operated by the same entity — Quick Home Loan, India. However, they serve different purposes:
news.quickhomeloan.in: Educational articles, guides, financial news, CIBIL content, market updates, user accounts, comments, newsletter, RSS feeds, polls
quickhomeloan.in: EMI calculators, bank rate comparison tools — no user registration, no newsletter, no comments
These Terms and Conditions apply only to news.quickhomeloan.in. Separate Terms and Conditions apply to quickhomeloan.in.
- Modifications to These Terms
We reserve the right to modify these Terms and Conditions at any time. When we make significant changes, we will update the effective date on this page and notify registered users via email. Your continued use of news.quickhomeloan.in after any changes constitutes your acceptance of the updated terms.
- Governing Law and Jurisdiction
These Terms and Conditions are governed exclusively by the laws of the Republic of India, including the Information Technology Act 2000, Consumer Protection Act 2019, and applicable digital regulations. Any disputes arising from the use of news.quickhomeloan.in shall be subject to the exclusive jurisdiction of the courts in India.
If any provision of these terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.
Questions About These Terms: Contact us at news.quickhomeloan.in/contact We respond within 7 working days.