CA PRAPHUL PUROHIT

CA PRAPHUL PUROHIT

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Improve Credit Score
Increase Credit Score for Indian Home Loans: 7 Smart Strategies

Increase Credit Score for Indian Home Loans: 7 Smart Strategies

Improve your credit score for a cheaper home loan rate in India. Discover 7 practical...

Interest Rate
Why Long Home Loans Cost Double

Why Long Home Loans Cost Double

Learn how home loan tenure impacts your total interest. Compare 15-year and 30-year...

First-Time Buyer
Beyond Salary: The Three Numbers Indian Banks Check for Home Loans

Beyond Salary: The Three Numbers Indian Banks Check for...

Discover the three financial numbers Indian banks check before looking at your salary...

Loan Approval
Multiple Loan Applications Affect CIBIL Scores Faster Than You Think

Multiple Loan Applications Affect CIBIL Scores Faster Than...

Applying to multiple lenders simultaneously triggers hard credit inquiries that...

Budgeting & Saving
Where to Park Your Monthly Surplus: Savings vs FD vs Liquid Funds

Where to Park Your Monthly Surplus: Savings vs FD vs Liquid...

Discover where to park your monthly surplus. Compare savings accounts, FDs, and...

RBI Updates
RBI Keeps Repo Rate Unchanged at 5.25 Percent

RBI Keeps Repo Rate Unchanged at 5.25 Percent

The Reserve Bank of India holds the repo rate steady at 5.25 percent. Learn how...

Improve Credit Score
Improve your CIBIL score from 600 to 750 with 7 steps

Improve your CIBIL score from 600 to 750 with 7 steps

Clean up your credit report and raise your score from 600 to 750 with 7 proven steps....

Insurance Basics
How Much Term Insurance Do You Need for a Home Loan

How Much Term Insurance Do You Need for a Home Loan

Calculate the exact term insurance cover you need as a home loan borrower. Avoid...

Credit Score Basics
What Is a CIBIL Score and Why It Matters for Your Home Loan

What Is a CIBIL Score and Why It Matters for Your Home...

Learn what a CIBIL score is, how missed payments raise your home loan rates, and...

Debt Management
How to Manage Multiple Loans Without Breaking Your Monthly Budget

How to Manage Multiple Loans Without Breaking Your Monthly...

Learn how to manage multiple loans including home, car, and personal loans. Master...

Insurance Basics
Home Insurance in India: What is Covered and What is Not

Home Insurance in India: What is Covered and What is Not

Learn exactly what Indian home insurance covers and excludes to protect your property...

Financial Planning
NPS vs EPF vs PPF: Best Retirement Plan in India

NPS vs EPF vs PPF: Best Retirement Plan in India

Compare NPS, EPF, and PPF to build your retirement corpus with active interest rates...

Tax Saving
GST on under-construction property: everything buyers must know in 2026

GST on under-construction property: everything buyers must...

Learn how GST on under-construction property affects your budget. Calculate tax...

Emergency Fund
Emergency Fund vs Home Loan Prepayment: Where to Put Your Money First

Emergency Fund vs Home Loan Prepayment: Where to Put Your...

Deciding between saving an emergency fund or prepaying your home loan? Learn the...

First-Time Buyer
NRI Home Loan India 2026: Save 18% More as the Rupee Falls — Full Guide

NRI Home Loan India 2026: Save 18% More as the Rupee Falls...

Learn how a falling Indian rupee creates a direct discount for NRIs. Compare active...

First-Time Buyer
Is Home Loan Insurance Mandatory in 2026? Truth Exposed

Is Home Loan Insurance Mandatory in 2026? Truth Exposed

Avoid bank upsells with the official RBI rules on home loan insurance in 2026. Save...